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财务自由的社会
一个拥顾自由思維格局的社会群体。他们知道财务管理和规划对他们的未来有多么的重要，在他们的认知，知识是有改变个人人生的力量，但这取决于个人的投入与行动。你很清楚自由的人生是绝对的，决不因为自我的懈怠，而成为资本世界之囚。对他们而言，金钱是必不可少的，但管理和增加财富的能力相对会更重要。
我们的使命是为了重塑这个社会对财务自由的搜索过程，这将会通过顶级专业人士于为你的榜样或提供最佳的知识与经验分享。我们相信每个人都可以释放自己的所有潜能，并轻松且自信地建立自己的人生。
财务规划是一个实现财务自由的过程，在这个过程中你需要做一些财务计算，在财务自由数字中确定你的财务目标；我们在这里帮助你更清楚地理解财务自由数字，你将得到更好的引导——你甚至会惊讶地发现，我们中的许多人实际上已经实现了我们的基本财务自由数字。
信赖的客户
完成项目
年的经验
所获奖项
我们决定做一些事情
发展一个理财规划师社区，让你获得更多关于明智理财的知识，以实现财务自由的核心价值，为马来西亚人提供金融服务的道德价值。
财务知识水平
其实，马来西亚人对自己的金融知识缺乏信心。其中三分之一的马来西亚人认为自己金融知识匮乏。
储蓄和预算
92%的马来西亚人都拥有存款型产品。而拥有投资型产品的则不多。
风险与回酬意识
研究发现，投资者对投资资本市场产品的潜在年回酬率抱有不切实际的期望。42.9%的人期望他们在一年投资收益率达到40%。
为退休计划
41%的马来西亚人依靠EPF储蓄作为退休后的主要收入来源。
欢迎来到
拥有理财规划服务的财务自由社区
其实，马来西亚人对自己的金融知识缺乏信心。其中三分之一的马来西亚人认为自己金融知识匮乏。92%的马来西亚人都拥有存款型产品。而拥有投资型产品的则不多。研究发现，投资者对投资资本市场产品的潜在年回酬率抱有不切实际的期望。42.9%的人期望他们在一年投资收益率达到40%。
41%的马来西亚人依靠EPF储蓄作为退休后的主要收入来源。
财务自由模板
理财规划可以帮助你:
财务自由模板提供了财务健康检查(财务自由数字计算器、个人现金流动的评分、资产组合混合评分、净值评分和个人保险健康检查评分)，这些检查可以为马来西亚人提供明确的财务目标。
增加你的收入
建立你的储蓄
做出更好的投资抉择
为你孩子的教育存钱
减少或偿还你的债务
计划医疗，健康保险或回教保险
计划你的财产
计划一个对资产组合的未来保障
生意保险
For Practitioners or Corporation
Fundamental Class For All / Professional Class For Practitioners
From the past years of financial crisis including the crash of financial system in 2008, to the recent disruption of supply & demand during pandemic; we have seen many to be victims of the crisis and wary of uncertainties. Whereas, in capitalist society, there is no escape of money management. The financial coaching programs with the template of financial freedom, the classes prepare you to be financially free with the end goal of financial freedom in mind.
给予所有的从业员/公司
基础课程班 - 所有人
从过去几年的金融危机，包括2008年的金融体系崩溃，到最近的疫情爆发期间供需中断；我们看到许多人在这场危机里都是受害者，对不确定性保持警惕。然而，在资本主义社会，资金管理却无处可逃。财务指导课程以财务自由为模板，这些课程让你在头脑中为财务自由的最终目标做好准备。
“I believe that the The Template of Financial Freedom’s approach on fundamental understandings of financial planning is very good. I also think that the Financial Freedom Numbers calculator would be extremely useful for both financial practitioners and the general public.”
Lew Mei Peng
COO, ORC Risk Consulting Group Sdn. Bhd.“I strongly agree with the stance taken with The Template of Financial Freedom towards the basic understandings of financial planning, and the Financial Freedom Numbers calculator is very helpful to everyone who uses it, regardless of their occupation or where they stand financially.”
Suresh Raj
Investment Manager, Three Sixty Financials“Financial freedom is important for everyone, regardless of their age, race or gender. I find that the The Template of Financial Freedom has an ideal approach to this topic, which would be able to help those taking a step towards such independence. The Financial Freedom Numbers calculator would be a great place to start from.”
Low Yew Wah
Insurance Agent, HLA“In this day and age, it is important for us to be financially independent if we want to lead our best lives, worry free. I think that the The Financial Freedom Template with 4 Money Quotient Stages and the Financial Freedom Numbers calculator has a very innovative and attractive approach towards such a lifestyle, which would be very easily understandable and easy to apply for anyone and everyone.”
Dr. Alwin
Agent, Tokio Marine“I recognize the importance of financial freedom, and agree that everyone should be aware of its benefits as well. The Template of Financial Freedom has been good so far, and I find that the Financial Freedom Numbers calculator is practical and helpful for financial planning, regardless of your income bracket.”
Erinn Yapp Tze Hsing
Financial Advisor, AIA Berhad“It is crucial for you to know as much as you can about financial freedom, as it would be able to help you in the future. I find this community amazing as it explains the money quotient stages, and the Financial Freedom Numbers calculator can help you consider and plan for each stage of your life properly.”
Mak Kei Ching
MR, Mastermind Enhancement PLT“Although financial freedom is a concept that has existed for a long time, it has only begun to gain traction recently. This would make many interested in attaining it, but have no idea how to do so. The Template of Financial Freedom is a great place to start, and their Financial Freedom Numbers calculator is highly practical and for the usage of all.”
Adam Woo
MR, GE“The Financial Freedom Community (FFC) is good as it brings awareness to the public. Maybe you are looking to pursue financial freedom or would like to improve your financial freedom status, so this community would be able to help you. The Financial Freedom Numbers Calculator is also great, as it provides a brief summary on how much you would need to work towards becoming independent financially.”
Hee Lai Kuan
Banca Consultant, Hong Leong Assurance“I like the Financial Freedom Community (FFC) with the financial health check guides available as I believe it is very helpful to everyone, professional financial planner or not. The Financial Freedom Numbers calculator is also a great tool to be used in the financial planning process.”
Henrick Tan Thoam Leong
“If you want to properly understand financial freedom, the Financial Freedom Community (FFC) is a great place to start as it provides a good picture for us to capture the idea better. The Financial Freedom Numbers calculator is also a practical tool which is easily accessible to everyone.”
Chew Wei Fong
Life Insurance Advisor, Great Eastern“I personally believe that people are unaware of how important long-term planning is when it comes to attaining financial freedom. With the help of this community, everyone would be able to properly plan for the future they wish to have. I also believe that the Financial Freedom Numbers calculator is somewhat useful in planning towards achieving financial independence.”
Ng Jia Min
Insurance Agent, Allianz“I believe that the Financial Freedom Community (FFC) with the available tools is extremely good and would be able to help many people. The financial Freedom Numbers calculator provided would also be able to help people get a clear understanding of financial freedom fund needed, allowing them to clearly see the goal that they wish to head towards.”
Jacky Teh
Manager, Teh Khai Keat“I agree that, when it comes to financial freedom, we need both professional and financial knowledge, which would help us create and protect our wealth. This is where the financial tools in Financial Freedom Community (FFC) would come in handy, especially with their Financial Freedom Numbers calculator, which would help you accurately represent your needs.”
Lui Kim Fatt
Premier Life Planner, AIA BHD
给予一个人
个人财务规划 / 企业财务计划
不管你现在多大，总有一天你会想要决定是退休还是提前退休。我把这称为理想生活方式的阶段，把所有的时间都留给自己。在财务自由的精神状态下，你享受着为未来创造的财富。住在梦想的房子而不用抵押贷款，开梦想的车而不用分期贷款，今天旅行明天没有经济压力，花时间与家人和朋友在一起而不用担心回去工作的收入来支付逾期的账单。
为何选择我们
我们的理财规划师会如何帮助你？
为未来储蓄
为不同人生阶段的个人现金流管理做准备。
增加您的财富
为您准备一份资产负债表，清晰地混合投资组合，以实现财务自由
为未来的不确定性做好准备
为家庭制定保险计划，再平衡投资风险管理建议
您的财富遗赠
个人财产规划和企业继承规划
财务自由之旅
第一步：咨询
确立客户的目的/目标
第二步：投入
收集信息或数据2.2分析和评估客户当前的财务状况
第三步：执行
通过制定可行的策略和选择合适的遗产规划工具来制定遗产规划
第四步：回顾
安装和评审4.2实施并在必要时更新计划